I would LOVE to own a cabin ANYWHERE on the North Shore one day. Not only is the weather my kind of perfect, but the views are stunning. 

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Minnesota has many, many lakes. This is no surprise. In fact, we were basically born with this knowledge burned into our minds. It's true; our lakes tie deeply into our Minnesotan pride.

So, it hurts my heart to say only two Minnesota towns made the list of best lake towns in the United States.

Naturally, Duluth Made The List, But Only At #16.

Andrew Ling, Unsplash

The North Shore as a whole is wonderful. I can't believe other towns, such as Grand Marais, didn't break the top 40!

More Shockingly (In My Opinion) Is Eden Prairie At #12.

I guess Eden Prairie is surrounded by numerous lakes. From Bryant to Riley and Rice to Red Rock and Staring, the lakes do seem endless. However, when I think of Eden Prairie, lakes aren't usually the first things that come to mind.

So, I know what you're thinking.

Who Made Up This 'Baloney' (And Wildly Offensive) Information?

WalletHub created this list of 46 lake towns after evaluating six factors: affordability, weather, safety, economy, education, and health.

Duluth's Results

- Total score: 53.4

- Affordability rank: #33

- Weather rank: #13

- Safety rank: #26

- Economy rank: #22

- Education & health rank: #15

- Quality of life rank: #10

Eden Prairie's Results

- Total score: 55.3

- Affordability rank: #17

- Weather rank: #9

- Safety rank: #16

- Economy rank: #8

- Education & health rank: #5

- Quality of life rank: #24

Unfortunately, Wisconsin performed a lot better than us in terms of lake towns. Keep scrolling to see what neighboring cities nudged us off the rest of the list.

LOOK: Here are the best lake towns to live in

Many of the included towns jump out at the casual observer as popular summer-rental spots--the Ozarks' Branson, Missouri, or Arizona's Lake Havasu--it might surprise you to dive deeper into some quality-of-life offerings beyond the beach and vacation homes. You'll likely pick up some knowledge from a wide range of Americana: one of the last remaining 1950s-style drive-ins in the Midwest; a Florida town that started as a Civil War veteran retirement area; an island boasting some of the country's top public schools and wealth-earners right in the middle of a lake between Seattle and Bellevue; and even a California town containing much more than Johnny Cash's prison blues.